If you've come to this site, you may already be at the point where you are considering declaring bankruptcy. However, there may be ways to change your lifestyle that can help avoid bankruptcy.
Spend Less Money
A great way to save money is to reduce your reliance on credit cards. Instead you should use cash wherever possible - since it helps you keep better track of your spending.
You can't simply cut up your credit cards. Open accounts may affect your future credit and put you at risk for identity theft.
- 1st, get a free credit report to make sure you know all your open accounts.
- 2nd, contact each card company and cancel the account formally.
- 3rd, remove yourself from the lists credit card companies use to solicit you.
Another great way to save money is to use coupons when shopping. We recommend Coupons.com, which lets you print coupons at home and save hundreds of dollars per month on your grocery bills.
Earn More Money
Here's some sites to help you make some extra money. These are not "get rich quick" schemes, but legitimate ways of making a few extra hundred dollars per month working at home by taking surveys, trying products, and more.
We suggest you try all three of these: